Log In Sign Up
💰
Personal Finance

Personal Finance

Complete Guide to Organize, Protect, and Grow Your Money

Almost nobody fails with money because of bad math, but because of invisible habits. A practical, evidence-based guide to understanding your relationship with money, setting up a budget that works, getting out of debt, investing with common sense, protecting what you have, and planning every stage of life. Without get-rich-quick promises: with order, patience, and criteria.

Habethos 76 chapters
Reading requires a registered account

The books stay free. With an account your place is saved, it syncs across devices, and PDF download and offline reading are unlocked.

Create a free account I already have an account
Contents
  1. Introduction. The System Decides Before Your Salary Does
  2. 1. Behavior Matters More Than Knowledge
  3. 2. The Phrases from Home That Still Decide for You
  4. 3. When Scarcity Takes Over Your Mind
  5. 4. The Three Seconds Before You Pay
  6. 5. The Raise That Evaporates
  7. 6. The Wealth You Can't See
  8. 7. How Much Is Enough: What the Data Say About Money and Well-Being
  9. 8. Spending the Same Money Better
  10. 9. The Order in Which Money Gets Fixed
  11. 10. Five Numbers to Know How You're Doing
  12. 11. What an Hour of Your Life Costs
  13. 12. From "I Want to Save" to $200 on the 5th
  14. 13. The Chart on the Wall and the Crossover Point
  15. 14. A Budget That Lasts Longer Than February
  16. 15. Every Dollar with a Job
  17. 16. Three Numbers Instead of Thirty
  18. 17. A Lot on What You Love, Nothing on What You Don't Care About
  19. 18. A Salary for People Without a Salary
  20. 19. The Small Leaks
  21. 20. The Best-Paid Hour of the Year
  22. 21. Five Minutes a Day
  23. 22. You First, Then Everyone Else
  24. 23. Saving So Little It Doesn't Hurt
  25. 24. The Cushion
  26. 25. Each Saving in Its Own Drawer
  27. 26. Planning for the Plan That Fails
  28. 27. What Borrowed Money Really Costs
  29. 28. The Plan to Get Out
  30. 29. Which One First?
  31. 30. The Small Number on the Statement
  32. 31. Pay in Full or Nothing
  33. 32. Your Reputation as a Borrower
  34. 33. When It's No Longer Enough
  35. 34. Renting Isn't Throwing Money Away (and Buying Isn't Always Investing)
  36. 35. The Twenty-Five-Year Debt
  37. 36. The Car That Doesn't Eat Your Salary
  38. 37. Every Experience Has Its Decade
  39. 38. The Asset That Doesn't Show Up on Your Statement
  40. 39. The Raise Is Earned Months Before You Ask for It
  41. 40. Five Hours a Week with What You Already Know
  42. 41. More Than One Cable
  43. 42. Before You Quit
  44. 43. The Business's Money Isn't Your Money
  45. 44. Charging What Your Work Is Worth
  46. 45. Kiyosaki and DeMarco Under the Microscope
  47. 46. The Tax Nobody Votes For
  48. 47. A Ten-Year Head Start
  49. 48. The Pieces on the Board
  50. 49. Your First Portfolio, in One Afternoon
  51. 50. Buying the Whole Haystack
  52. 51. What They Take Without You Noticing
  53. 52. Owner or Gambler
  54. 53. Nobody Knows What the Market Will Do Tomorrow
  55. 54. Bricks, Funds, or Deposits
  56. 55. The All-Weather Portfolio, with Its Fine Print
  57. 56. The Day Everything Is in the Red
  58. 57. Crypto Without Faith and Without Fear
  59. 58. Insure the Catastrophe, Not the Phone
  60. 59. The First Two Weeks Without a Job
  61. 60. So the Blow Doesn't Break You
  62. 61. The Pattern of Every Scam
  63. 62. Your Money Lives on Your Phone
  64. 63. Pay What You Owe, Not a Cent More
  65. 64. What You Leave in Order
  66. 65. The First Paycheck Builds the System
  67. 66. The Conversation Couples Put Off
  68. 67. Thirty Minutes a Month, as a Couple
  69. 68. Real Money to Learn for Real
  70. 69. Lending to Someone You Love
  71. 70. Support Without Carrying
  72. 71. The Inheritance That Arrives in Time
  73. 72. Will It Be Enough?
  74. 73. Getting Off the Treadmill
  75. 74. Your Number, and the Fine Print of the 4% Rule
  76. Conclusion. Ten Rules on One Page

← Books