Apply the 24-hour rule
Personal Finance · Beginner
Back to Explore Habits
Haste is their main tool: taking it away defuses almost everything.
Micro-habits to get started
Small actions of a few minutes to start this habit:
No decision the same day
If someone proposes something financial, you don't answer until tomorrow. Always.
If the opportunity can't survive a day's wait, it wasn't one.
1 minHang up and call back yourself
For any contact claiming to be your bank, hang up and dial the official number you already have.
No bank asks for passwords or for you to move money to a safe account.
5 minTell someone
Describe it out loud to a trusted person with nothing at stake.
Most scams sound wrong when you describe them.
10 min