Talk money as a couple

Personal Finance · Intermediate

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Deciding together and out loud what otherwise gets decided by inertia.

Micro-habits to get started

Small actions of a few minutes to start this habit:

Schedule the conversation

Half an hour, a calm day, unhurried and not off the back of an argument.

It doesn't come up on its own, and when it does it's usually mid-argument.
30 min
Agree the consult threshold

Set an amount above which you talk before spending.

What matters isn't the figure but that it exists.
10 min
One topic per conversation

Pick one: income, debts, splitting, five-year plans, or what happens if one stops earning.

Trying to settle everything in one afternoon guarantees nothing gets settled.
20 min