Talk money as a couple
Personal Finance · Intermediate
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Deciding together and out loud what otherwise gets decided by inertia.
Micro-habits to get started
Small actions of a few minutes to start this habit:
Schedule the conversation
Half an hour, a calm day, unhurried and not off the back of an argument.
It doesn't come up on its own, and when it does it's usually mid-argument.
30 minAgree the consult threshold
Set an amount above which you talk before spending.
What matters isn't the figure but that it exists.
10 minOne topic per conversation
Pick one: income, debts, splitting, five-year plans, or what happens if one stops earning.
Trying to settle everything in one afternoon guarantees nothing gets settled.
20 min