Shield Your Accounts
Personal Finance · Beginner
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Most financial fraud can be prevented with three defenses that you set up once and review occasionally.
Micro-habits to get started
Small actions of a few minutes to start this habit:
Turn on two-factor authentication
Enable it on your bank account and on your email, which is the master key to all your accounts.
An authenticator app is much safer than SMS codes.
10 minTurn on transaction alerts
Set up instant notifications for every card purchase or bank transfer.
Spotting fraud within minutes lets you freeze the card before the damage grows.
5 minReview this month's transactions
Scan your monthly statements for any charge you don't recognize.
Tiny test charges often precede a major fraudulent withdrawal.
10 min