Personal Finance

Smart money management and financial planning.

Available habits

Smart investing
Advanced

Learn the fundamentals of growing your money.

2 micro-habits Personal Finance Daily - on waking and before sleep
Expense tracking
Beginner

Record and review your daily spending.

2 micro-habits Personal Finance Daily - at the end of the day
Braking impulse spending
Beginner

Put time and friction back between the urge to buy and the purchase, so you regain control of your money.

3 micro-habits Personal Finance Daily / before every non-essential purchase
Audit your fees
Beginner

It's the only component of your return you can control with certainty.

3 micro-habits Personal Finance Annual - financial product review
Apply the 24-hour rule
Beginner

Haste is their main tool: taking it away defuses almost everything.

3 micro-habits Personal Finance On any unexpected offer or contact
Monthly budget
Intermediate

Design and follow a budget that fits your goals.

2 micro-habits Personal Finance Monthly - full review
Automatic saving
Intermediate

Set up a steady, automatic saving system.

2 micro-habits Personal Finance Monthly - assign a % of income
Talk money as a couple
Intermediate

Deciding together and out loud what otherwise gets decided by inertia.

3 micro-habits Personal Finance Twice a year - finance conversation